Kenapa PPBU?

Assalamualaikum and hai,

This post is going to focus on what is the different between PPBU with PTPTN (penaja lain), I cant really elaborate about this topic as you guys wish for. But instead of not giving any information I'll decide to share with you guys the good things that I know about PPBU. For now I am so sure there is no disadvantage in PPBU.

As I know, during my induction camp they had told us that the money that we all receive is the money from the citizen especially yang bekerja sebagai petani, nelayan dan seumpamanya (sebab diaorang melabur). So, semua pihak yang terlibat in this PPBU carry this one responsiblity yang sangat besar. Pihak yayasan bank rakyat had to choose the best among the best sebab nak ensure that the money yang dilaburkan is well used by the students and akan contribute back to the society. And we, ourselves yang ditaja pun pegang tanggungjawab yang sangat besar. Jaga maruah and nama baik YBR. Spend the money very wisely and jangan membazir. BIG AMANAH for sure.

First of all, PPBU had been known world wide as 'pinjaman yang tidak melibatkan faedah'
and it is totally true. Now, you guys boleh bandingkan sendiri right apa bagusnya sesuatu pinjaman tu kalau tak ada faedah. You dont have to pay more la yang pastinya.

PPBU pun ada kadar bayaran balik thats why it is called PEMBIAYAAN PENDIDIKAN BOLEH UBAH. You can change the amount that you have to pay back to them. MACAM MANA NAK TENTUKAN? Dont worry, this all depends on CGPA korang nanti.

But, the latest induction camp (2018) CGPA with 3.5 AND ABOVE dah boleh dapat biasiswa. 

So nak kasi faham, if you guys punya CGPA 3.5 AND ABOVE pinjaman yang korang guna from PPBU tuh, you dont have to pay it back sesen pun sebab it has change the tittle from pinjaman to biasiswa. 

Most important, you will be list as one of the students yang dapat biasiswa YBR. 

Takpe tak susah pun, kalau i cakap senang korang cakap berlagak. 

Its all about mindset diri masing-masing je, kalau pihak YBR pun can see that you are the best among the best kenapa you tak boleh nampak kehebatan you? Am i right? Just put some trust on yourself. you can do this. It's simple. 

If things didnt fall into places, ingat Allah ada better plans for you. 

Thankyou.  If ada any questions, just hit me up! 

Student Development Programme (INDUCTION) ft Yayasan Bank Rakyat

Assalamualaikum

It's been a while since I didnt publish any new post. Time flies so fast. And now here I am with you guys updating my blog with an amazing and incredibly experience of me with my other buddies at the STUDENT DEVELOPMENT PROGRAMME by YAYASAN BANK RAKYAT at A'FAMOSA RESORT, MELAKA (25th-28th JANUARY 2017)

With all of my heart, I want to use this space of mine to say thank you so much yayasan bank rakyat for choosing me among those 2 millions peoples *if im not mistaken* that also submit their forms for this PPBU thing. I am proudly say that I am one of the "budak tajaan yayasan bank rakyat bagi tahun 2017" Without further ado, let's immersed ourselves into this adventurous journey of me during the SDP.

 On my first day there (1/4) (25th Jan) 

For your information, this year yayasan bank rakyat didnt provide the transportation to A'FAMOSA RESORT, MELAKA but they did set up a few choices on the shuttle bas from Melaka Sentral. However, I went there by myself (parents drove me there)
So, as me and my parents arrived there, I directly go to the hotel lobby as directed in the previous email I got from YBR for the registration. At 11 am, we started the event with PROGRAMME INTRODUCTION and in this slot you got some information on how you have to deal throughout the 4 days 3 nights there. You got to know the YBR staff members and if you are going for the SDP you will and definitely like Cikgu Fauzi! He's funny and also he is the manager for HR * if im not mistaken* and he will be taking a good care of you! AT ALL TIME! And i can totally tell you that the program had been the greatest and fresh kind of camp you have ever went because im not that kind of  girl that went for every camp that had been offer by the teachers at school. We also got the SAFETY BRIEFING from the hotel staff, in order to get prepared if there any kind of emergency happened during the stay. At 1300, we had our lunch. The foods was beyond everything, it was so good! Jangan takut lapar sebab kat sana macam program makan. We ate 5 times a day and luckily i did gained only 2kg at the end of the trip. At 1400, we continued listening to the PPBU BRIEFING and SERAMBI ILMU RAKYAT BRIEFING. Serambi ilmu rakyat or also known as SIR is about YBR'S library that they had at Menara Berkembar Bank Rakyat. Selalu dengar ceramah pasal library mengantuk kan, tapi this one gonna blow your mind! tak mengantuk LANGSUNG! Because SIR is unlike the other libraries at M'sia. And finally, 1730 we got to check in and had some rest. At this moment, you got to have more friends because of some factors ( stayed in the same room and etc ) I did approach this one girl, Ejah she was one of my roomates and we slept together. I did myself a lot of friends on my first day and i already had my squad ( EJAH, TYQAH, IMAN AND SU) We were so close because we did stay in one room and slept together. Oh yeah, BELL is also one of my friends there but unluckily we didnt get to be in a same room. At 1800, we had our dinner. still delicious. At 2000, we had our ICE-BREAKING. We just played a game and it is unlike others, we had to play with a balloon with our partner! and mine was Ejah. I dont want to mention it with more details but it was fun. We also listened to a talk about ROLES AND RESPONSIBILITIES and TALENT RAKYAT BRIEFING BY CIKGU FAUZI. At the end of the day, we slept. Yeah, not to mention the room was so comfortable! Because we got to sleep with an air conditioner and luckily we (ME, EJAH, TYQAH AND IMAN) got the master room so we had our own toilet lol

SECOND DAY (26th JANUARY)

Everyone had to wake up very early in the morning, but for me its a little bit hard because my morning is your afternoon LOL We had our breakfast at 0700, not to mention its only breakfast but we ate like its our dinner. In this moment, if we had to listen to any talk, 70% focus is on the line.

I LOVE MY SECOND DAY THERE! IT FEELS LIKE IT WAS MADE UP SPECIAL FOR ME! 

We had our second module which is BUILD SELF EXPERIENCE ( PROBLEM SOLVING ) 

(kena bahasa melayu baru feel) 

Mestilah kena dibahagikan into groups kan, macam aktiviti secara berkumpulan. Mula-mula kitaorang { saya, ejah, tyqah and iman } dapat satu borang and ada no kat atas tu and our not lucky number is 10 where it should be so special cause its my birthday! Ok, time ni rushing sebab laki nanti nak pergi solat jumaat and nak catch up with so many things on the same day. Time dibahagikan into groups, with 550+ students kena dibahagikan into 20 groups, ours is 10. Group 10 ada 30 perempuan termasuk kitaorg 4 org ni. So sad. Baru nak macam ada kawan laki kan. Within 15 minit, our counselor ni suruh 4 org daripada kumpulan 10, berdiri, and Iman suggest untuk kita satu geng berdiri. I am so happy we did it ( after tahu kena join a group of boys ) hehe
Officially, our group now is Group 19. And during this slot, we had to play a game that called CSI ... I think you guys could really puzzle things up ( kitaorang kena siasat satu kes pembunuhan ) WHICH IS SUPER DUPER COOL! and one more thing, things get more interesting sebab you get to play with student that is having their master or PhD and it can be degree, just like me which is you get to experience things with more surprise and so out of the box, say no to cliche. Unlike kem biasa yang kadang2 macam nonsense kan. I didnt mean nak pandang rendah on some kem tapi mostly, you all pun boleh perasan aktiviti diaorg sama je, yang paling i tak sokong kem biasa punya aktiviti is NIGHT WALK. Could u even imagine, orang yang lemah semangat just like me kena buat benda mcm tu, jalan dalam hutan time tengah malam.. etc for me, banyak lagi cara you nak encourage people to be brave and ingat Allah. But, you just cant teach an old dog a new tricks, if you are applying this kind of activity. OK SAMBUNG CERITA!
Time dalam group 19, first guy yang i tegur is Fikri dia pun terkejut sebab i tahu nama dia. Tapi sebab i nampak nama dia so i asked him sapa leader. You know what, diaorang mcm very clueless and nak pilih ketua pun malu malu, serious kelakar. Time nila, si zaid bersuara. But mula2, macam tak nak kenal la si zaid ni so buat dont know jela. But, leadership skill dia superb. Dalam group 19, kena divide lagi into 3 small groups ( to play games, buat banner and buat lagu )
You just cant imagine i dengan ejah yang langsung had no clue in making song lyrics kena masuk group buat lagu ( me, ejah, amin, syamsul and sapa nama laki dua org tu .. i lupa tapi i rapat je dengan one of this both, dia dah 26 y/o but like 21 not segi muka tapi segi communication ) why i wrote that? LOL But, there is one guy kat group buat banner omg serious cute and hensem. Macam cina tapi alhamdulillah islam, dahla nama lebih kurang sama dengan i, azwa and hazwan. Can i take that as a little tiny gap of difference? But yeah, we both seems so different and cant give you the best mix. BUT! he still laugh at my silly jokes hehe. These 3 groups of us kena gilir2 main game, which is teka who is the dead person and who did it. And finally, its group c turns which is me and the gang. But syamsul didnt joined us, he had to teach the others how to sing our song. Yas! we did the song!All the way in our to solve the problem, i got really blank and scared! Zaid helped me through the confusion that i had sebab dia inspektor katanya, tapi ok la ada gaya. Sepanjang game tu, i takut gila. yela you did looked at the exhibits semua kan, huish goosebumps. Kan rushing nak solat, so we ended up cakap the wrong person yang bunuh, but we almost get it right. Thanks to zaid and kawan dia yang lagi sorang, sumpah semangat gila! Dah habis game pun dok discuss lagi. We had COMMUNITY HEROES BRIEFING and time ni we had different group pula. Community heroes is a same thing like volunteering kind of thing. I dont really remember on what night we had this briefing and group division. Me and ejah are in the group that went to Bukit Katil, Melaka. We did the volunteering work at the surau. While the others, ada tempat masing-masing, Negeri sembilan, and other surau kat area melaka. On the second briefing we get to know which bus do we have to ride the next morning.

THE THIRD DAY ( 27th JANUARY)

From morning till evening we did the community heroes thing. It was lit.
Like my group, a few of us did the cleaning at the grave and the others including me and ejah,
we learn about the pengurusan jenazah and it is in details. For the groups that was in Melaka, we had to listen to talk inauguration, back to school by yayasan bank rakyat. Most of them, slept. But the highlight of the inauguration was the arrival of Imam Asyraf to share with us about Amanah.
We get back and at night we did the group activities with my beloved group 19! Kitaorang punyala semangat berlatih menyanyi time tuh, si zaid siap buat cheers HAHAHA tapi tak sempat pun nak buat performance kat depan. Tapi, i beryukur gila sebab takpayah nyanyi kat depan sebab dah la kena berdiri depan sekali pastu kena miming je sebab suara tak sedap yang sampai boleh hancur segala usaah ahli2 kumpulan. ZAID PUNCA. Tapi zaid pun not bad, tak sedap juga dia nyanyi. so kita gang!

And, there was one night, we had the talk with Tan Sri Shukry Mohd Salleh, the chairman of Bank Rakyat. That night they did the two ways communication, it was the best!
The words that came out from a man who is very talented and had a lot of experienced will touch your heart. I did learned a lot that night:

•  that life is something that we have to adapt.
• success can be measure by money and education but it can be also be measure with humbleness.  
• Be happy with ourselves!
• And remember, the great things that have in you is from Allah SWT. 
• theres more.. 

LAST DAY ( 28th JANUARY)

We did listen to a few talks before we ended the programme. We did listen a talk from Encik Farid about the CAREER DEVELOPMENT TALK. The input that you got that day was beyond everything that you asked for when it comes about finding the perfect job, passing the quiz or even tons of interview and most importantly, what the company usually finds  in a person that they want to hire as their employee. And, theres go the INTEGRITY TALK which is about rasuah. Trust me, by this time everyone's mind and heart are already home. We felt a little bit sleepy in this slot so we played BINGO! Naughty girls. Dont get it wrong, we in this slot is me, ejah, tyqah, and iman. A session with GENERAL MANAGER where the rules of changing this PPBU into biasiswa is only CGPK 3.5!  THE PROGRAMME ENDS. 

so we had our lunch together for the last time and we did discover so many things about us on the last day. It was so bad because we got to spend just a little bit of times together. Before everyone left, zaid did come to us and ask for our instagram, indeed i gave it but i also gave my number! Cause we had that such great chemistry especially when we were in the game and singing! We teased each other a lot! LOL thats what friend do actually. 

me, iman, ejah and tyqah 

orang ingat kami kembar, me and ejah 

me, iman and zaid

Thankyou for reading this particular post about me through the SDP, which I did enjoy so much in make it into words. To those that I met at Melaka, I hope we could meet again in future, InsyaAllah.

Thank you for everything guys, it was so spectacular and beautiful. All of this deserve the corner of my brain.